Graduate Trainee Intern (NYSC Corps Member)

Job Summary • To build a reliable and efficient reporting framework, ensure the integrity of all reports rendered to Regulatory Authorities. Develop processes for each reporting activity, create and sustain relationship with the relevant authorities, rendition of all returns before deadline, develop process on SWIFT Sanctions Screening platform; enforce AML/CFT/CPF and KYC internal Policies, Procedures and Processes as well as Regulations/Laws; Sensitize all staff on AML/CFT/CPF requirements. • The position is also responsible for ensuring that the Bank complies with all applicable laws, rules and regulations; mitigate potential financial crime and compliance risk; and facilitate the avoidance of regulatory penalties, fines and sanctions by enforcing compliance standards. • Grade Band: Senior Manager - Deputy General Manager Duties & Responsibilities • Compliance monitoring to ensure the Bank is not being used for the laundering of funds, financing of terrorist activities or proliferation; • Identification of potential areas of compliance vulnerability and risk, develop / implement corrective action plans for resolution of issues; • Periodic management information system reports on the bank’s level of compliance; • Monitor emerging and external events to determine exposures and risk indicators using a risk based approach; • Develop compliance frameworks for identification, assessment, monitoring, management and mitigation of financial crime and compliance risks; • Ensure institutionalization of AML/CFT/CPF and Regulatory Compliance via independent review, evaluation and resolution. • Promote a compliance culture among all staff and relevant stakeholders of the Bank’s compliance risk exposures and ways of preventing these from crystallizing through staff training and awareness programs • Advisory services to the board, senior management and staff on compliance & corporate governance issues • Develop and document processes and procedures for each reporting activity and continually update in line with Regulatory requirements and international best practice. • Ensure integrity of all report before rendition to the relevant Authorities; • Enforce AML/CFT and KYC internal Policies, Procedures and Processes as well as Regulations/Laws. • Investigate names flagged on Sanction Screening Application, escalate and possible filing of STRs. • Preservation of records of all returns rendered and suspicious transactions escalated. • Provide sensitization materials on SWIFT Screening Application and use same to create awareness to Staff. • Act as back-up to the Chief Compliance Officer.

About the job • The Assistant Head of Operations will coordinate branch operational activities to ensure efficient service delivery, effective cash management, and excellent customer service. The role also involves ATM monitoring, supervision of frontline operations staff, and supporting the Head of Operations in driving operational excellence. Functions & Responsibilities • Ensure strict adherence to all service standards and Service Level Agreements SLAs based on the Bank's customer segmentation model and ensure customized and fast-tracked service to Priority customers • Assist in the migration of customers to alternate channels, ensure the optimization and functionality of these channels e-branches, self-service channels, etc and liaise with respective units to ensure limited downtime • Ensure resource prioritization at the branch in line with the Bank's service delivery and customer segmentation model • Deepen existing and prospective relationships and perform sales of the Bank's Personal and Business Banking products through cross/ up selling activities • Proactively monitor transaction activity and maintain accurate, well segmented customer files; maintain zero tolerance for inactive/dormant accounts and account closure • Proactively seek customer feedback and identify service improvement areas and opportunities • Ensure documentation in deposit and withdrawal instruments are complete and accurate • Ensure validity of all instruments used in conducting transactions • Verify daily balance on CBN Statement of accounts • Authorize and approve transactions in line with the Bank's approval limits • Monitor till balances and provide funds as appropriate while ensuring cash-in-till exposure is within approved insurance limit • Manage daily cash levels in the bulk room and vault and ensure branch cash requirements are met • Monitor inter-branch cash movements/requirements and ensure adherence to all control procedures for cash movement • Management of the branch's ATM uptime and reconciliation • Ensure the cash limit of the branch is not exceeded and ensure the prompt transfer of excess cash from the vault in conjunction with bullion service • Ensure same day resolution of service issues and escalate as required • Responsible for the end-of-day balancing and reconciliation of accounts as well as same day resolution of issues • Supervise activities of tellers and provide relevant on-the-job training • Ensure prompt reconciliation of GLs and resolution of exceptions • Ensure branch returns are rendered to Head Office on a timely basis • Assist in the preparation of relevant management information reports • Ensure strict compliance with internal policies, procedures and • Ensure compliance with all regulations and statutory requirements • Act as the stand-by in the absence of the Branch Manager • Perform other duties as assigned by Head of Operations Requirements • Good knowledge and understanding of banking operations domestic and international • Excellent administrative skills • Good people management skills • Excellent customer service and relationship management skills • Good negotiation skills • Good oral & written communication • Good documentation and transaction processing skills • Understanding of Access Bank's retail strategy, customer segmentation and service delivery requirements Generic / Supervisory Skills • Analytical and problem-solving skills • Strong interpersonal and leadership skills • Team building, coaching, and conflict management skills • General management, organization, and coordination skills • Innovation and entrepreneurial mindset Qualification • A good first degree in any discipline • Relevant master's degree in banking or accounting will be an added advantage Minimum Experience • Minimum of 1 - 3 years' experience in a bank / financial institution with experience in banking operations

JOB DESCRIPTION • To develop and promote a high level of compliance culture that encourages voluntary compliance with regulatory and business requirements in the day-to-day business processes and operations of branches. This includes implementation of relevant customers on-boarding compliance requirements • To monitor compliance activities of branches in coverage area with a view to identifying root causes of noncompliance and co-develop remediation actions for improvement. • Serve as resident compliance advisor and conduct risk officers at branches of coverage through the promotion of cordial business relationship partners • Promoting voluntary and positive and compliance culture in branch. • Minimize infractions DUTIES & RESPONSIBILITIES • Ensure implementation of the Compliance Monitoring calendar for coverage areas. • Providing compliance advisory support to business and operations within designated branches. • Coordinating KYC/AML/CFT & Compliance training and awareness at branch level. • Performing transaction monitoring on FCCM-ECM AML module and escalating suspicious transactions for further review and reporting. • Conducting spot checks/inspections within the Branch to assess the level of voluntary compliance maintained. • Performing regular compliance risk assessment of branch activities and developing remediation plans • Monitoring the implementation of branch compliance and conduct remediation plans and escalate open activities to Branch Management team and Head, Compliance Monitoring and Reporting Through the ZCOs and ACO coordinators. • Periodic Quarterly Spot check visitation to Bank agents to confirm compliance with AML/CFT regulatory requirements • Conduct periodic branch visitation to ascertain adherence to KYC. • Regular review of huge cash transactions to ensure they align with customer’s profiles, investigate unusual cash deposits, and escalate suspicious activities in line with AML/CFT regulations and internal policies • Confirmation of KYC adequacy on customers account and Issuance of KYC certificates for Loan related purposes. • Confirmation of KYC adequacy on customers account and Issuance of KYC certificates for Limit enhancement purposes. • Ensuring PEP onboarding for all Identified PEP accounts. • Ensuring follow-up on regularization of all High-risk accounts with KYC exceptions. • Escalation of all identified suspicious activities during transaction monitoring for prompt rendition to NFIU. • Responding to Inquiries and approvals requests for all compliance related issues requiring ACO’s attention. • Ensuring the achievement of Monthly Targeted branch reviews of all branches in the Cluster as assigned. • Ensuring the achievement of yearly thematic review of all high-risk accounts • Ensuring the execution of quarterly branch compliance certificate by branches • Conducting periodic review of digitally opened accounts to ensure compliance to regulatory provision • Handling of LEA requests to guarantee a timely response to the law enforcement agency. JOB REQUIREMENTS Education • First degree or equivalent in Law, Banking & Finance or related discipline and approved compliance certification. Experience • A minimum of 6 years’ experience working in compliance or related areas in financial services • Experience of implementing and advising on compliance programmes. KEY COMPETENCY REQUIREMENTS Knowledge • Banking structure, policies and procedures. • Industry knowledge • Banking Operations • Banking systems • Legal/Regulatory framework • CBN Guidelines Skill/Competencies • Interpersonal skills • IT and Computer appreciation • Communications skills written and oral • Must be self-solution driven, proactive and have acceptable knowledge of the business environment • Attention to details • Integrity • Complexity management • Developing people • Excellent presentation and training skills

Purpose of the Job • Develop financial and operational strategies to achieve a cost-effective utilization of NESCO’s financial resources and maximize return on investment Provide overall guidance, leadership support and strategic direction in the execution of Finance department’s activities. • Reporting to the Managing Director MD/Chief Executive CEO and working as a key member of the leadership team. He /She will also play a critical role in helping to shape and guide the future growth and development of the organization. Key Duties and Responsibilities The Head Finance shall therefore be responsible, but not limited, for the following: • Drive the development and implementation of the finance function’s operational strategy, policies and procedures, in line with the overall corporate strategy • Develop, update and implement finance and tax strategies, policies and processes • Engage Executive Management and the appropriate Board Committees to develop short-, medium-, and long-term financial plans and projections for NESCO • Develop and utilize financial models and activity-based financial analysis to provide a basis for investment decisions and business planning • Create long-term financial plans, ensuring that the company’s fiscal objectives are met • Provide advice to NESCO on its liquidity, investment decisions and financial asset management • Oversee tax planning to optimize NESCO’s tax position and ensure tax compliance accordingly • Oversee the analysis and evaluation of projects, initiatives and business plans from a finance perspective to provide information to guide management’s decision-making • Ensure collaboration/interface with other departments on financial assessment of projects • Drive the corporate finance efforts of the business • Coordinate NESCO’s annual budget preparation and approval process • Coordinate the preparation of departmental budget and approve departmental expenditure in line with approved authority limits • Raise funds as approved by the Board to finance company activities and strategic initiatives • Formulate and supervise the implementation of asset and liability management strategies • Foster a culture of safety, innovation, and continuous improvement within the strategy & business development department • Provide overall oversight for all financial risk management activities within NESCO, and ensure that the full spectrum of financial risks such as interest rate and foreign exchange risk is identified, measured, monitored and controlled • Keep abreast of changes and updates in macroeconomic policies and advice the MD/ CEO on the implications for the business • Manage NESCO’s financial position to achieve optimal sourcing, and growth of funds • Develop and oversee the implementation of a sound accounting framework and a reliable financial reporting system in compliance with statutory provisions • Ensure effective utilization of financial resources to achieve cost efficiency; Drive a cost-saving culture across all areas of the business • Provide broad guidelines for the management of assets from an accounting perspective, ensuring that organizational policies with respect to accounting for assets are adhered to at all times • Establish appropriate, sound standards, controls and procedures for internal and third-party payments across the business • Approve payroll along with the HR department to facilitate payment to staff • Manage NESCO’s statutory reporting obligations, ensuring the accurate and timely production of Annual Reports and Accounts, Half-Year Reports and Quarterly Reports, Board Presentations and all banking obligations • Liaise with external and internal auditors; and ensures the annual and/or periodic audits are seamlessly carried out • Ensure all exceptions raised by the auditors are adequately addressed • Develop and manage key relationships with relevant external bodies / contacts e.g. regulatory organizations, auditors, solicitors, banks etc. to facilitate effective business operations • Prepare periodic reports for the attention of the MD/CEO • Review and authorize key expenditures/transactions of the Department in line with approved budget • Perform any other tasks as assigned from time to time by the MD/CEO Requirements Minimum Educational & Professional Qualifications, Experience and Knowledge: • First Degree in Accounting, Finance, Economics, or any related discipline from a recognized tertiary institution • Relevant professional certifications, e.g. Institute of Chartered Accountants of Nigeria ICAN, Chartered Financial Analyst CFA, Association of Certified and Chartered Accountants ACCA Association of National Accountants of Nigeria ANAN or any other relevant professional qualification are required. • MBA or a Masters’ degree in Finance, Accounting, Economics, or any related discipline from a recognized tertiary institution • Minimum of 10 years relevant professional experience, with at least five 5 years in a Senior Management position in a similar environment Attributes and Competencies: • Good understanding of micro and macroeconomic indices and their impact on the business • Good understanding of trends, challenges, opportunities, regulations and legislations relating to the power sector • Good knowledge of the wholesale and retail electricity market and the relevant settlement mechanism • Working knowledge of mechanisms for determination of Tariff, cost assumptions, returns on investments etc • Strong understanding of international and local tax laws and regulatory framework • Deep understanding of foreign exchange operations and regulation • Knowledge of the Financial Reporting Council FRC and NERC requirements for financial reporting • Good knowledge of a standard ERP Solution with respect to finance functions

Attributes • Are you a logical thinker willing to explore various industries markets, and sectors with emerging economies? Do you enjoy interacting with people? Requirements • Must be well spoken and have good and proper command of English • Must be smart and keen to take on new challenges and learn new things • Computer literacy is a must • Must be able to work with minimum supervision once tasks are clearly defined • Should be able to work with little or no supervision.

We are seeking a highly skilled and detail-oriented Analyst with track record of insightful and prescriptive analysis of business operation and performance. Ability to interact with Big Data and innovative and dynamic approach to analysis. KEY RESPONSIBILITIES • Analysis of business unit performance identifying deep lying drivers primary and secondary • Collaborate with business unit data analyst to evaluate impact of initiatives on performance • Prepare Cash based and non-Cash based P&L to determine profitability by Unit and by Country • Deliver actionable insights and analytical support to address complex financial questions and challenges from business teams. • Generate precise ad-hoc financial reports as requested by the FP & A Manager to support various initiatives. • Keep track of outlier events and assess impact of business results • Maintain monthly unit economics report by product and business line KEY COMPETENCIES • Technical Skills: Proficiency in financial modeling and Excel. Knowledge of macros would be an added advantage. • Analytical Skills: Strong quantitative and analytical abilities to interpret financial data and trends. • Communication: Excellent interpersonal and communication skills to work effectively with internal teams and external partners. • Attention to Detail: High level of accuracy and attention to detail in managing treasury functions and reporting. • Problem-Solving: Ability to assess complex financial situations and develop strategic solutions. • Leadership: Strong leadership skills with the ability to mentor and manage a small treasury team. KNOWLEDGE AND SKILL REQUIREMENTS • Bachelor’s degree in Finance, Economics, Accounting, or a related field. A masters degree or relevant certification e.g. FMVA is a plus. • Minimum of 5 years of experience in a related role. • Advanced computer software skills, including Excel, PowerPoint, and other accounting packages. • Must have completed the mandatory NYSC.